Scuba.com
Credit Card
Enjoy Payment Flexibility And Every Day Rewards.
Gear up and choose between two great benefits every time you shop with us.
Scuba.com Credit Card
Gear up and choose between two great benefits every time you shop with us.
Special Financing*
Convenient monthly payments on purchases of $199+
5% OFF† Every Day
Enjoy 5% OFF† purchases every day with the Scuba.com Credit Card!
No Annual Fee**
Convenient Payments
Instant Credit Decision
Special Financing Benefits
No Interest if Paid in Full Within 6 or 12 Months*
6 Months Special Financing available on purchases of $199-$799.99. 12 Months Special Financing available on purchases of $800 or more.
Only valid on purchases made with the Scuba.com Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 Months. Minimum monthly payments required.
Every Day Savings
5% OFF† Every Day with your Scuba.com Credit Card
Use your Scuba.com Credit Card, enjoy 5% off every day on your purchase.
Special Financing and 5% OFF Scuba.com Credit Card benefit can’t be combined. You will be asked to select Special Financing (if purchase amount qualifies) or 5% OFF every day benefit at checkout.
How it works
Scuba.com Financing offers instant, personalized financing at checkout. We work with multiple lenders to find the best financing solution for you. See financing details for more information.⤉
Add To Cart
Browse Scuba.com products and add to your cart.
Checkout
At checkout, select “Apply for Scuba.com Credit Card” in the Payment section.
Apply for Financing
It’s fast, simple, safe, and secure.
Make Your Choice
If approved for a Scuba.com Credit Card, select between two great benefits to finish your order.
Don’t Miss Out!
Open a Scuba.com Credit Card and take advantage of the perks that work for you. See if you pre-qualify with no impact to your credit bureau score.
Frequently Asked Questions
FAQ
Your Scuba.com Credit Card can be used to make purchases online, at scuba.com.
- 6 Month Special Financing* on orders totaling $199-$799.99
- 12 Month Special Financing* available on orders totaling $800 or more
Order minimum excludes sales tax, shipping fees, and discounts. To receive special financing, simply pay with the Scuba.com Credit Card and select the financing option during checkout.
Enjoy 5% Off Every Day benefit on orders charged to your Scuba.com Credit Card by selecting the option at checkout. You will be prompted to select either special financing (if purchase amount qualifies) or the 5% Off every day benefit when you enter your Scuba.com Credit Card information for every purchase.
If you use a Scuba.com Credit Card in the same purchase with another form of payment, the 5% OFF discount benefit will apply only to the purchase amount on the Scuba.com Credit Card.
5% Off Every Day benefit does not apply to purchases of Gift Cards, and on any prior purchases. Excludes taxes and shipping charges.
Applying for a Scuba.com Credit Card is fast and easy. The application is subject to approval by Synchrony Bank. If approved, we’ll automatically add your Scuba.com Credit Card to your account at checkout. Select the Scuba.com Credit Card under the payment information to pull up your available balance and select between Special Financing (if purchase amount qualifies) or the 5% OFF every day benefit.
You will receive a letter in the mail within 7-10 business days after applying.
Pay your bill online or modify your account settings by clicking here.
Pay By Phone: Contact Synchrony Customer Service during business hours at (866) 396-8254.
Monday - Saturday 8:00 AM - 12:00AM ET
Sunday 11:00 AM - 9:00PM ET
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
Terms & Disclosures
Scuba.com Credit Card, issued by Synchrony Bank.
*No Interest if Paid in Full Within 6 or 12 Months
Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer anytime.
*/** New Accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms.
*/** New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms.
†Subject to credit approval. Not applicable on gift cards. This offer cannot be combined with financing. The 5% discount will be applied after all other applicable discounts are applied at point of sale. Excludes taxes and shipping charges. We reserve the right to discontinue or alter the terms of this offer anytime. Offer only valid on purchases made with the Scuba.com Credit Card, issued by Synchrony Bank.